Ask OG Notary - Notary Public

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Ask OG Notary provides Mortgage field inspection services we will go out to inspect a property to verify its condition, occupancy status, and sometimes the overall upkeep of the home. These services are typically used by lenders, mortgage servicers, or investors to ensure that properties associated with mortgages or loans are being maintained.

The types of inspections conducted can vary, including:

1. Occupancy Verification: To confirm whether the property is occupied or vacant, which is important in cases of default or foreclosure.

2. Exterior Property Condition Reports: Inspectors take note of the external condition of the property, identifying issues like damage or signs of neglect.

3. Interior Inspections: These are more detailed, requiring access to the inside of the property to assess any internal damages.

4. Insurance Loss Inspections: After a property suffers damage, these inspections verify that repairs have been made according to insurance claims.

5. Foreclosure Inspections: These occur before or during foreclosure to monitor the property condition and occupancy status.

Mortgage field inspectors typically provide photo documentation and written reports, allowing lenders to stay informed about the state of their collateral (the property). These services help mitigate risk, particularly when properties are in foreclosure or nearing default.